Occasional Expense
- Occasional Expenses
- Types Of Personal Expenses
- Occasional Expenses Definition
- Occasional Expense
- Expense Budget Template
- Occasional Expenses
oc·ca·sion·al
(ə-kā′zhə-nəl)Periodic expenses, also known as irregular, seasonal, or occasional expenses, are expenses that occur just a few times a year and are often overlooked when developing a spending plan. Occasional or irregular expenses are ANY expense you have that doesn’t get paid every month. After all, most of us who do a budget, do one monthly. So irregular expenses often throw us for a loop since they aren’t on our radar each month like rent/mortgage, utilities, cell phone, internet, etc. Expenses which are predictable, but don’t come every month, are known as “periodic” or “occasional” expenses. Your finances simply cannot be considered “under control” unless you.
adj.occasional
(əˈkeɪʒənəl) adjoc•ca•sion•al
(əˈkeɪ ʒə nl)adj.
Adj. | 1. | occasional - occurring from time to time; 'took an occasional glass of wine' infrequent - not frequent; not occurring regularly or at short intervals; 'infrequent outbursts of temper' |
2. | occasional - occurring or appearing at usually irregular intervals; 'episodic in his affections'; 'occasional headaches' unpredictable - not capable of being foretold | |
3. | occasional - occurring from time to time; 'casual employment'; 'a casual correspondence with a former teacher'; 'an occasional worker' irregular - contrary to rule or accepted order or general practice; 'irregular hiring practices' | |
4. | occasional - recurring or reappearing from time to time; 'periodic feelings of anxiety' sporadic - recurring in scattered and irregular or unpredictable instances; 'a city subjected to sporadic bombing raids' |
occasional
regular, usual, constant, routine, frequent, customary, continual, habitual, incessant
occasional
adjective1. Happening or appearing now and then:Occasional Expenses
occasional
[əˈkeɪʒənl]A.ADJshe made occasional visits to England → hacía alguna que otra visita a Inglaterra → hacíavisitasesporádicas a Inglaterra
I like the or an occasional cigarette → me gustafumar un cigarrillode vez en cuando
I have the or an occasional drink → tomo una copade vez en cuando
they had passed the occasional car on the road → de vez en cuandopasaban algún cocheen lacarretera
he smokes only the or a very occasional cigar → sólomuyde vez en cuandoormuy de tarde en tarde se fuma un puro
it was written as an occasional piece for the Coronation → se escribió la piezaespecialmente con ocasiónde lacoronación
occasional workerN (US) → jornalero/a m/f, temporero/a m/f
occasional
[əˈkeɪʒənəl]adjthe occasional ...
I like the occasional drink → J'aime bien boire un verre à l'occasion.
architects, planners, and the occasional sociologist → des architectes, des urbanistes et quelquessociologues
Apart from the occasional article, he hadn't published anything → Mis à part un articlede temps en temps, il n'avait rien publié.
occasional
adjoccasional
[əˈkeɪʒənl]adj (gen) → occasionale; (showers) → sporadico/aI like the occasional cigarette → ogni tanto mi piacefumare una sigaretta
occasion
(əˈkeiʒən) nounTypes Of Personal Expenses
adjectiveOccasional Expenses Definition
occasional
→Occasional Expense
مِن وَقْتٍ لِآخَرِ příležitostný lejlighedsvisgelegentlichπεριστασιακόςesporádico satunnainenExpense Budget Template
occasionnel povremenoccasionale 時折の 가끔의incidenteelsporadiskokazyjnyde vez em quandoслучайный tillfällig ซึ่งเป็นครั้งคราวara sıra thỉnh thoảng偶尔的occasional
Occasional Expenses
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This week, we’ll talk about periodic expenses, discussing what they are, how they can mess up your spending plan, and how to adjust your spending plan with these expenses in mind.
First thing, what are periodic expenses? Periodic expenses, also known as irregular, seasonal, or occasional expenses, are expenses that occur just a few times a year and are often overlooked when developing a spending plan. Some examples include personal property taxes, certain insurance plans with annual or semi-annual premium payments, gifts, birthday expenses, holiday expenses, school expenses, home furnishings, repairs, auto licenses and inspections, home warranty plans, and vacations and trips to name a few. These have a way of really throwing off your month-to-month spending plans if not adjusted for. Let’s say your monthly fixed and flexible spending is typically $3000 a month. However, in August you have about $400 in back to school expenses, as well as $200 for a birthday, and $600 for a home warranty annual premium. Then in December, you have $500 for holiday expenses, $100 for personal property taxes, $200 for another birthday, and another $400 for an annual insurance premium. All of a sudden you have two months that are measurably different than the rest, creating potential challenges towards having the funds to cover those two months.
So how do we adjust for this? One way is to create a reserve fund. To do this, we’ll total all of our periodic expenses for the year, divide by 12, and save that much each month. Going back to our previous example, we’ll add up the $400 for the back to school expenses, $400 for the two birthdays, $500 for the holiday expenses, $600 home warranty annual premium, $100 for personal property taxes, and the $400 for the annual insurance premium, totaling $2400. Divided by 12, we’ll save $200 a month, much more reasonable than coming up with $1200 in August or December. Keep in mind, this reserve fund savings should be separate from savings plans you’ve developed for other financial goals. You can also keep track of your reserve fund by creating a simple table, each month tracking how much you spent on periodic expenses, how much you saved for periodic expenses, and your balance.